GetOutOfDebtInAYear.com is a referral service that puts you in touch with companies offering services you are interested in receiving debt reduction quotes and consultations from. GetOutOfDebtInAYear.com is not an end provider of debt relief services nor are we part of any agreement or contract of services you may commit to with a debt relief company. GetOutOfDebtInAYear.com is not a Local, State or Federal Government agency, department or service. GetOutOfDebtInAYear.com does not offer, endorse, or market any Government debt relief programs.
The content provided on GetOutOfDebtInAYear.com is a general description of services. Actual benefits, costs and features of services will vary from company to company that may contact you. It is up to you, the consumer, to consult with the debt relief service provider to educate yourself on all the details of their program before making any final decision.
By completing a form on this website you are requesting a service to contact you, in most cases by telephone, regardless of your status on the do not call list (DNC). Forms on this website are for information requests only, mainly for quotes, they are never an application or pre-qualification for services, all calculations of debt savings are estimates. GetOutOfDebtInAYear.com evaluates carefully the service providers we put you in touch with, however we do not endorse nor are we responsible for the actions taken or services provided by any particular company that may be found by using the GetOutOfDebtInAYear.com website.
GetOutOfDebtInAYear.com is not providing legal, financial, investing, credit repair, tax, counseling or any other professional advice. Although we believe the content on this website to be acurrate it is general in nature and does not fully describe the complex details of every debt situation or program you may decide to use. It is recommended that you always contact a licensed professional in the appropriate field for advice before making any final decision.
In no case should you, the visitor, believe that there is any gaurantee that a you will not have to file bankruptcy now or in the future. * Up to 75% or other percentage debt reductions estimates shown are an example of some of the higher potential debt reductions possible. The debt settlement industry averages about a 50% debt reduction, plus their associated fees. GetOutOfDebtInAYear.com is not the end provider of debt relief service thus we do not gaurantee any debt reduction amount, nor do we estimate fees, this information will be estimated by the debt relief company you consult with and or choose to use.
Important Issues to Consider when Evaluating Debt Reduction Programs
Consumers should not use a debt settlement service if they are able to pay their minimum balances due each month. Nor should they use a debt relief service if they do not have a legitmate financial hardship.
(1) Late fees, penalties, and interest will continue to accrue on the consumer’s debt until the consumer’s creditors accept and receive a settlement; (2) A consumer’s creditors may still sue to collect on the debts and garnish the consumer’s wages; (3) Interest rates applicable to the consumer’s debt may increase; (4) Any money a consumer saves in negotiating a settlement with a creditor must be treated as income for tax purposes; (5) A debt settled for less than the full amount owed may result in a negative notation on the consumer’s credit report; and (6) Debt Settlement companies MUST be licensed in your state to provide debt relief services to you. GetOutOfDebtInAYear.com does NOT validate licensing requirements for individual companies. Consumers are required to check with the FTC and or their local Attorney General's office to determine if a company has the proper license to do business in their state.
GetOutOfDebtInAYear.com is not acting as a lender or broker. The information provided by you to GetOutOfDebtInAYear.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. Debt relief programs are Not available in all states.
GetOutOfDebtInAYear.com is not liable for any loss resulting from a business relationship formed by you the consumer and an end service provider.